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If the case includes belongings the trustee needs to sell, the case could go on for months or a long time following the discharge. The length of time will count on if the Chapter 7 trustee needs to file lawsuits versus creditors or Other people or sell property like housing, cars, or enterprises.

But that's not the only explanation - lowered money, career decline, out of control expending, and sudden costs are all important contributors to money challenges. Generally people today locate by themselves that has a massive personal debt burden by means of no fault of their own individual.